( onn )

Term & Health Cover

Do you know
your number?

The right cover amount.

Set by you, for you. 4 taps.

Tap your age

That’s the first of four: your age, your pay, smoke or not, and how many years of income to cover. Then your number.

So — your number?

Show mine

How this works, in plain words

FAQs

Answered straight.

Why is there no phone field anywhere?

Because there’s no call to schedule. The path here is designed to be finishable by you, on your own, in one sitting — and a phone field would be a promise to interrupt you later. If you ever want a human, that will exist because you asked, never because we called.

How does ( onn ) make money?

Today, it doesn’t — nothing on this site earns anything, and no insurer pays for a place here. When ( onn ) places policies under a licence, the insurer pays a commission — the same commission that’s built into every premium in the market. The difference: you’ll see ours as a number, at every option, before you buy.

Where are all the insurance terms — sum assured, riders, waiting periods?

In plain words, on one page — with the industry’s own terms named alongside, so nothing is hidden by simplification. Everywhere else, this site says what things are in ordinary words, because you’re the one deciding.

Why go through ( onn ) instead of straight to an insurer?

Because only you know what you’re covering for, and how much — so the right product is something you find, not something you’re asked to buy. ( onn ) is where you choose among all of them — yourself, informed, in your own words.

( onn ) is built for that: the number is yours to work out, the words are plain enough to decide with, and the comparison stays yours from first tap to policy.

What reserving adds today: your numbers in writing, and first-in-line when the licence lands.

More questions — about ( onn ) itself, answered straight